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1%, and CYS Investments CYS, whose yield is 14. 5%. Hes bullish on Investcos low valuation and diversity and likes CYSs valuation and focus on Agency mortgage securities backed by Fannie Mae and Freddie Mac. Brock Vandervliet, an executive director at Nomura Securities International, is bullish on Annaly Capital Management NLY and American Capital Agency Corp. AGNC. He recently upgraded them to buy from neutral, raised his price targets on them, and sees 19% potential upside for both REITs. He cited both companies low leverage and low valuation for his bullish stance, and said he was impressed with Annalys recent decision to do a $1 billion buyback program. REITs, in general, have taken a hit over the past few quarters as investors fretted over when and how much the Federal Reserve would ultimately raise rates. Mortgage REITs borrow money based on short term rates, and then use the cash to buy long term bonds. The bigger the gap or spread between the funding costs and the yields on the mortgages they purchase, the bigger the profit. But, as rates rise, bond prices fall, which means the mortgage REIT gets a double whammy of higher borrowing costs and lower yields on the mortgage securities it holds.

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Prerequisites: None. Restrictions: Sophomore standing and consent required. Usually offered: Annually, fall and spring semester. Semester credits: 1 4. Content: Laboratory research or individual study topics arranged in consultation with a faculty supervisor. May be repeated for credit. Prerequisites: None. Restrictions: Research experience, junior standing, consent of department chair, and consent of supervising faculty member required. Usually offered: Annually, fall and spring semester. Semester credits: 1 4. There was a time when the use of technology in education was confined to computer labs, plasma screens, and projectors.

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AandM had 50,000 students. Some conservative students began condemning the fee as a tax. Cary Cheshire, 23, another former student senator and conservative activist, agreed. But in two years since, AandM has not added it to tuition bills. Loftin, who left and took over as chancellor at the University of Missouri before resigning that post earlier this month, did not respond to multiple requests to comment. About 1,000 miles away in South Carolina, Clemson Athletic Director Dan Radakovich ran into trouble when he started pushing for a new $350 student fee last year. In a series of meetings with the Clemson student government, Radakovich failed to win over then student president Maddy Thompson. ?. ?. Do we really want all students paying so they can recruit better athletes?A few months after the last meeting between student government and athletics, Radakovich appeared before the South Carolina legislature.